You can get 2.25% at Marcus in an FDIC insured account, FWIW. Als Jack Bogle Vanguard 1975 gründete, traf er eine wegweisende Entscheidung: Eigentümer des Unternehmens würden die Anleger sein, die in die Vanguard US-Fonds investieren. Is the Vanguard Settlement Fund the same as its Federal Money Market Fund? View mutual fund news, mutual fund market and mutual fund interest rates. ._33axOHPa8DzNnTmwzen-wO{display:block;padding:0 16px;width:100%}.isNotInButtons2020 ._33axOHPa8DzNnTmwzen-wO{font-size:14px;font-weight:700;letter-spacing:.5px;line-height:32px;text-transform:uppercase} After the 2008 buck breaking, SEC made some rules to money market, and consequently Vanguard switched from Prime money market fund to Federal money market fund. ._1x9diBHPBP-hL1JiwUwJ5J{font-size:14px;font-weight:500;line-height:18px;color:#ff585b;padding-left:3px;padding-right:24px}._2B0OHMLKb9TXNdd9g5Ere-,._1xKxnscCn2PjBiXhorZef4{height:16px;padding-right:4px;vertical-align:top}._1LLqoNXrOsaIkMtOuTBmO5{height:20px;padding-right:8px;vertical-align:bottom}.QB2Yrr8uihZVRhvwrKuMS{height:18px;padding-right:8px;vertical-align:top}._3w_KK8BUvCMkCPWZVsZQn0{font-size:14px;font-weight:500;line-height:18px;color:var(--newCommunityTheme-actionIcon)}._3w_KK8BUvCMkCPWZVsZQn0 ._1LLqoNXrOsaIkMtOuTBmO5,._3w_KK8BUvCMkCPWZVsZQn0 ._2B0OHMLKb9TXNdd9g5Ere-,._3w_KK8BUvCMkCPWZVsZQn0 ._1xKxnscCn2PjBiXhorZef4,._3w_KK8BUvCMkCPWZVsZQn0 .QB2Yrr8uihZVRhvwrKuMS{fill:var(--newCommunityTheme-actionIcon)} ._3-SW6hQX6gXK9G4FM74obr{display:inline-block;vertical-align:text-bottom;width:16px;height:16px;font-size:16px;line-height:16px} The fund will be renamed the Vanguard Cash Reserves Federal Money Market Fund, the firm said. .c_dVyWK3BXRxSN3ULLJ_t{border-radius:4px 4px 0 0;height:34px;left:0;position:absolute;right:0;top:0}._1OQL3FCA9BfgI57ghHHgV3{-ms-flex-align:center;align-items:center;display:-ms-flexbox;display:flex;-ms-flex-pack:start;justify-content:flex-start;margin-top:32px}._1OQL3FCA9BfgI57ghHHgV3 ._33jgwegeMTJ-FJaaHMeOjV{border-radius:9001px;height:32px;width:32px}._1OQL3FCA9BfgI57ghHHgV3 ._1wQQNkVR4qNpQCzA19X4B6{height:16px;margin-left:8px;width:200px}._39IvqNe6cqNVXcMFxFWFxx{display:-ms-flexbox;display:flex;margin:12px 0}._39IvqNe6cqNVXcMFxFWFxx ._29TSdL_ZMpyzfQ_bfdcBSc{-ms-flex:1;flex:1}._39IvqNe6cqNVXcMFxFWFxx .JEV9fXVlt_7DgH-zLepBH{height:18px;width:50px}._39IvqNe6cqNVXcMFxFWFxx ._3YCOmnWpGeRBW_Psd5WMPR{height:12px;margin-top:4px;width:60px}._2iO5zt81CSiYhWRF9WylyN{height:18px;margin-bottom:4px}._2iO5zt81CSiYhWRF9WylyN._2E9u5XvlGwlpnzki78vasG{width:230px}._2iO5zt81CSiYhWRF9WylyN.fDElwzn43eJToKzSCkejE{width:100%}._2iO5zt81CSiYhWRF9WylyN._2kNB7LAYYqYdyS85f8pqfi{width:250px}._2iO5zt81CSiYhWRF9WylyN._1XmngqAPKZO_1lDBwcQrR7{width:120px}._3XbVvl-zJDbcDeEdSgxV4_{border-radius:4px;height:32px;margin-top:16px;width:100%}._2hgXdc8jVQaXYAXvnqEyED{animation:_3XkHjK4wMgxtjzC1TvoXrb 1.5s ease infinite;background:linear-gradient(90deg,var(--newCommunityTheme-field),var(--newCommunityTheme-inactive),var(--newCommunityTheme-field));background-size:200%}._1KWSZXqSM_BLhBzkPyJFGR{background-color:var(--newCommunityTheme-widgetColors-sidebarWidgetBackgroundColor);border-radius:4px;padding:12px;position:relative;width:auto} The Vanguard 500 Index Fund Admiral Shares (MUTF: VFIAX) charges an annual expense ratio of just 0.04%, or $4 on a $10,000 investment. Vanguard Money Market Reserves is a registered with the U.S. Security and Exchange Commission and incorporated in the state of Delaware. Vanguard Federal Money Market Fund Investor Shares (VMFXX) VanguardTreasury Money Market Fund Investor Shares (VUSXX) *Formerly known asVanguard Prime Money Market Fund. Vanguard hat keine außenstehenden Gesellschafter. I make $23.08 an hour or roughly $48k a year pre tax. It'll generate some interest but not much. My reading was that these "retail funds" could have "Fees" or "gates" put on them in a severe down turn which would prevent you from accessing your money. For financial reporting, their fiscal year ends on August 31st. Investment strategy The fund invests primarily in high-quality, short-term money market instruments issued by the U.S. government and its agencies and instrumentalities. Think of it as cash, except they aren't a bank so they don't have cash, but they have to settle your account some way. Vanguard Federal Money Market Fund is the only settlement fund available. Easy to access. on "Where's the Money Going" check the Add another Vanguard Mutual Fund. I wanted to set up an IRA, I confirmed my bank, etc, and sent money. See the inside front cover for important information about access to your fund’s annual and semiannual shareholder reports. ._3Qx5bBCG_O8wVZee9J-KyJ{border-top:1px solid var(--newRedditTheme-line);margin-top:16px;padding-top:16px}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN{margin:0;padding:0}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN ._2btz68cXFBI3RWcfSNwbmJ{font-family:Noto Sans,Arial,sans-serif;font-size:14px;font-weight:400;line-height:21px;display:-ms-flexbox;display:flex;-ms-flex-pack:justify;justify-content:space-between;margin:8px 0}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN ._2btz68cXFBI3RWcfSNwbmJ.QgBK4ECuqpeR2umRjYcP2{opacity:.4}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN ._2btz68cXFBI3RWcfSNwbmJ label{font-size:12px;font-weight:500;line-height:16px;display:-ms-flexbox;display:flex;-ms-flex-align:center;align-items:center}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN ._2btz68cXFBI3RWcfSNwbmJ label 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You should consider keeping some money in your settlement fund so you're ready to trade. What is it and how do I use it? You can use your settlement fund to buy mutual funds and ETFs (exchange-traded funds) from Vanguard and other companies, as well as stocks, CDs (certificates of deposit), and bonds. While this fund usually offers one of the highest cash sweep amongst brokerage accounts, the interest rate is still really low at about 0.10% SEC yield right now. Why would you use Federal Money Market (VMFXX) instead of Prime Money Market (VMMXX)? View mutual fund news, mutual fund market and mutual fund interest rates. Vanguard launched the Vanguard Federal Money Market Fund (VMFXX) in 1981. That’s more money than the popular Wellington and Wellesley funds combined. ._2YJDRz5rCYQfu8YdgB_neb{overflow:hidden;position:relative}._2YJDRz5rCYQfu8YdgB_neb:before{background-image:url(https://www.redditstatic.com/desktop2x/img/reddit_pattern.png);content:"";filter:var(--newCommunityTheme-invertFilter);height:100%;position:absolute;width:100%}._37WD6iicVS6vGN0RomNTwh{padding:0 12px 12px;position:relative} type fund name (for Target 2055 type "VFFVX") in box that appears. The tax portion of it shouldn't matter since you are in an IRA: https://thefinancebuff.com/which-vanguard-money-market-fund.html, I'm not even sure what specifically the differences of these are, https://investor.vanguard.com/mutual-funds/money-market-reform/. ._2cHgYGbfV9EZMSThqLt2tx{margin-bottom:16px;border-radius:4px}._3Q7WCNdCi77r0_CKPoDSFY{width:75%;height:24px}._2wgLWvNKnhoJX3DUVT_3F-,._3Q7WCNdCi77r0_CKPoDSFY{background:var(--newCommunityTheme-field);background-size:200%;margin-bottom:16px;border-radius:4px}._2wgLWvNKnhoJX3DUVT_3F-{width:100%;height:46px} Press J to jump to the feed. By using our Services or clicking I agree, you agree to our use of cookies. .LalRrQILNjt65y-p-QlWH{fill:var(--newRedditTheme-actionIcon);height:18px;width:18px}.LalRrQILNjt65y-p-QlWH rect{stroke:var(--newRedditTheme-metaText)}._3J2-xIxxxP9ISzeLWCOUVc{height:18px}.FyLpt0kIWG1bTDWZ8HIL1{margin-top:4px}._2ntJEAiwKXBGvxrJiqxx_2,._1SqBC7PQ5dMOdF0MhPIkA8{height:24px;vertical-align:middle;width:24px}._1SqBC7PQ5dMOdF0MhPIkA8{-ms-flex-align:center;align-items:center;display:-ms-inline-flexbox;display:inline-flex;-ms-flex-direction:row;flex-direction:row;-ms-flex-pack:center;justify-content:center} ._3Im6OD67aKo33nql4FpSp_{border:1px solid var(--newCommunityTheme-widgetColors-sidebarWidgetBorderColor);border-radius:5px 5px 4px 4px;overflow:visible;word-wrap:break-word;background-color:var(--newCommunityTheme-body);padding:12px}.lnK0-OzG7nLFydTWuXGcY{font-size:10px;font-weight:700;letter-spacing:.5px;line-height:12px;text-transform:uppercase;padding-bottom:4px;color:var(--newCommunityTheme-navIcon)} ._12xlue8dQ1odPw1J81FIGQ{display:inline-block;vertical-align:middle} An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Parking the money in a linked bank account will get both federal deposit insurance and a higher yield (for example 0.65% in Alliant Credit Union checking account). It's about 30k and currently its just sitting in a PNC account earning nothing. ._3gbb_EMFXxTYrxDZ2kusIp{margin-bottom:24px;text-transform:uppercase;width:100%}._3gbb_EMFXxTYrxDZ2kusIp:last-child{margin-bottom:10px} Also, you can't just put 30k into your Roth IRA. I keep my cash portion of my IRA's in the Vanguard Prime Money Market Fund (VMMXX). Hope this helps. Vanguard Federal Money Market Fund Investor Shares (VMFXX) 0.0185%. If you want to buy stocks/ETFs on Vanguard, should you open a separate brokerage account? Overall Morningstar Rating. Vanguard Federal Money Market Fund VanguardTreasury Money Market Fund See the inside front cover for important information about access to your fund’s annual and semiannual shareholder reports. Can somebody please explain the Vanguard Federal Money market Fund (Settlement Fund) ... Hi everyone, this is my first time posting to this sub Reddit. It'd be in the default settlement fund, not the roth. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. View the latest quote, returns and news for Vanguard Federal Money Market Fund;Investor (VMFXX). You can however open a regular Brokerage account at Vanguard and put it all in there and leave it in either the Federal or put it in the Prime MM. ._1PeZajQI0Wm8P3B45yshR{fill:var(--newCommunityTheme-actionIcon)}._1PeZajQI0Wm8P3B45yshR._3axV0unm-cpsxoKWYwKh2x{fill:#ea0027} It's basically just a holding spot for money I am deciding on what to do with? Is the FMMF another name for an IRA, or is it like a bank account, and I have to move it somewhere? Vanguard Cash Reserves Federal Money Market Fd;Inv. VMFXX hasn't changed from … https://thefinancebuff.com/which-vanguard-money-market-fund.html. US Markets Closed Vanguard Federal Money Market Fund’s investment objective is to seek to provide current income while maintaining liquidity and a stable share price of $1. Press J to jump to the feed. 0.00%. Investing is scary. A money market reform was put into effect in October. They are offering current yields of 0.01% to 0.09%. Your settlement fund is a Vanguard money market mutual fund. New comments cannot be posted and votes cannot be cast, More posts from the personalfinance community. It's a money market fund that is pegged at $1/share, so you won't see market value growth, though there is a very small dividend payment. VMSXX | A complete Vanguard Municipal Money Market Fund;Investor mutual fund overview by MarketWatch. Total AUM as of April 2020 is $183.35 billion. .s5ap8yh1b4ZfwxvHizW3f{color:var(--newCommunityTheme-metaText);padding-top:5px}.s5ap8yh1b4ZfwxvHizW3f._19JhaP1slDQqu2XgT3vVS0{color:#ea0027} Any representation to the contrary is a criminal offense. 1 Day-98.15%. Join our community, read the PF Wiki, and get on top of your finances! I opened a roth IRA via vanguard and noticed you can hold money in that settlement fund which earns 2.30%. Vanguard Cash Reserves Federal Money Market Fund 1.95% 0.70% 0.42% Comparative Benchmarks FTSE 3-Month U.S.Treasury Bill Index (reflects no deduction for fees or expenses) 1.86% 0.59% 0.34% Money Market Funds Average 1.52 0.45 0.24 U.S. Government Money Market Funds Average 1.23 0.32 0.17 ©2020TheVanguardGroup,Inc.Allrightsreserved. So, any funds in the settlement account don't get the market returns of the Target Fund? That will help to keep your settlement fund empty. I'm currently 23 years old and I just crossed the three month mark at my employer so I can start making 401k contributions. Barron's provides information on holdings, historical returns and other key fund data. Here's the situation: I started my first real job last year and was able to max out my Roth IRA using a combination of earned money and saved money I had sitting around in my credit union. Style or Category. Click Buy Vanguard Funds. I recently opened a Vanguard Brokerage Account and put some inheritance $$ in a Target Retirement Fund. Still, if you own this fund you might as well convert now. See a complete list of Vanguard money market funds. Although the fund seeks to preserve the value of your investment at $1 per share, it cannot guarantee it will do so. How to use your settlement fund. Yields on money market mutual funds tend to follow short-term rates set by the Fed, although typically with a lag. You want to know that your money will be there when you need it—especially in times of market or economic turbulence. That means following a Fed rate cut, yields on money market mutual funds trend lower. I'm not even sure what specifically the differences of these are, but the Prime seems to get slightly better returns. Money market funds often provide investors a … December 20, 2019 (as supplemented on September 29, 2020) Vanguard Federal Money Market Fund (VMFXX) Click here to view the fund's … So obviously I'm new to investing. ._9ZuQyDXhFth1qKJF4KNm8{padding:12px 12px 40px}._2iNJX36LR2tMHx_unzEkVM,._1JmnMJclrTwTPpAip5U_Hm{font-size:16px;font-weight:500;line-height:20px;color:var(--newCommunityTheme-bodyText);margin-bottom:40px;padding-top:4px}._306gA2lxjCHX44ssikUp3O{margin-bottom:32px}._1Omf6afKRpv3RKNCWjIyJ4{font-size:18px;font-weight:500;line-height:22px;border-bottom:2px solid var(--newCommunityTheme-line);color:var(--newCommunityTheme-bodyText);margin-bottom:8px;padding-bottom:8px}._2Ss7VGMX-UPKt9NhFRtgTz{margin-bottom:24px}._3vWu4F9B4X4Yc-Gm86-FMP{border-bottom:1px solid var(--newCommunityTheme-line);margin-bottom:8px;padding-bottom:2px}._3vWu4F9B4X4Yc-Gm86-FMP:last-of-type{border-bottom-width:0}._2qAEe8HGjtHsuKsHqNCa9u{font-size:14px;font-weight:500;line-height:18px;color:var(--newCommunityTheme-bodyText);padding-bottom:8px;padding-top:8px}.c5RWd-O3CYE-XSLdTyjtI{padding:8px 0}._3whORKuQps-WQpSceAyHuF{font-size:12px;font-weight:400;line-height:16px;color:var(--newCommunityTheme-actionIcon);margin-bottom:8px}._1Qk-ka6_CJz1fU3OUfeznu{margin-bottom:8px}._3ds8Wk2l32hr3hLddQshhG{font-weight:500}._1h0r6vtgOzgWtu-GNBO6Yb,._3ds8Wk2l32hr3hLddQshhG{font-size:12px;line-height:16px;color:var(--newCommunityTheme-actionIcon)}._1h0r6vtgOzgWtu-GNBO6Yb{font-weight:400}.horIoLCod23xkzt7MmTpC{font-size:12px;font-weight:400;line-height:16px;color:#ea0027}._33Iw1wpNZ-uhC05tWsB9xi{margin-top:24px}._2M7LQbQxH40ingJ9h9RslL{font-size:12px;font-weight:400;line-height:16px;color:var(--newCommunityTheme-actionIcon);margin-bottom:8px} Join our community, read the PF Wiki, and get on top of your finances! No Load. Roth IRA is meant for retirement, not emergency. Money market-taxable. The Federal Reserve set the target range for federal funds at 0.00% to 0.25%. /*# sourceMappingURL=https://www.redditstatic.com/desktop2x/chunkCSS/TopicLinksContainer.361933014be843c79476.css.map*/._2ppRhKEnnVueVHY_G-Ursy{-ms-flex-align:center;align-items:center;display:-ms-flexbox;display:flex;margin:22px 0 0;min-height:200px;overflow:hidden;position:relative}._2KLA5wMaJBHg0K2z1q0ci_{margin:0 -7px -8px}._1zdLtEEpuWI_Pnujn1lMF2{bottom:0;position:absolute;right:52px}._3s18OZ_KPHs2Ei416c7Q1l{margin:0 0 22px;position:relative}.LJjFa8EhquYX8xsTnb9n-{filter:grayscale(40%);position:absolute;top:11px}._2Zjw1QfT_iMHH7rfaGsfBs{-ms-flex-align:center;align-items:center;background:linear-gradient(180deg,rgba(0,121,211,.24),rgba(0,121,211,.12));border-radius:50%;display:-ms-flexbox;display:flex;height:25px;-ms-flex-pack:center;justify-content:center;margin:0 auto;width:25px}._2gaJVJ6_j7vwKV945EABN9{background-color:var(--newCommunityTheme-button);border-radius:50%;height:15px;width:15px;z-index:1} After the 2008 buck breaking, SEC made some rules to money market, and consequently Vanguard switched from Prime money market fund to Federal money market fund. /*# sourceMappingURL=https://www.redditstatic.com/desktop2x/chunkCSS/ReredditLink.f7b66a91705891e84a09.css.map*/. Vanguard … At the same time, many online savings accounts are at about 0.80%. The fund invests at least 99.5% of its total assets in cash, U.S. government securities, and/or repurchase agreements that are collateralized solely by U.S. government securities or cash (collectively, government securities). It's a where your money sits when it's not invested in something else. Any reason to not move that? Vanguard is very well run and I don’t think there is a significant risk that the money fund will “break the buck” but it’s not guaranteed. What's the advantage of prime? Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. That's what i did. I definitely don't want to buy stocks using my IRA account, because that defeats the tax benefits, no? VMMXX | A complete Vanguard Cash Reserves Federal Money Market Fd;Inv mutual fund overview by MarketWatch. So if I just wanted the Target Fund to sit there and grow, I don't need to keep any portion in the settlement fund? That's what I meant. Vanguard Federal Money Market Fund Investor Shares Ticker: VMFXX 0000106830 / S000004462 / C000012238. At that yield, per the rule of 72, it would take you up to 7200 years to double your money. When you sell another investment the money will go back into the settlement fund. That doesn't seem very attractive. Are you investing outside of an IRA or other retirement account? Money market funds are a great choice because they're safe investments with values that don't change from day to day. TIA. Press question mark to learn the rest of the keyboard shortcuts. Saving. Vanguard Cash Reserves Federal Money Market Fund (after late September 2020), Vanguard Federal Money Market Fund, and Vanguard Treasury Money Market Fund: You could lose money by investing in the Fund. .FIYolDqalszTnjjNfThfT{max-width:256px;white-space:normal;text-align:center} Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Vanguard Prime Money Market Fund will be reorganized into a government money market fund and renamed Vanguard Cash Reserves Federal Money Market Fund. Performance charts for Vanguard Federal Money Market Fund (VMFXX - Type MMF) including intraday, historical and comparison charts, technical analysis and trend lines. .Rd5g7JmL4Fdk-aZi1-U_V{transition:all .1s linear 0s}._2TMXtA984ePtHXMkOpHNQm{font-size:16px;font-weight:500;line-height:20px;margin-bottom:4px}.CneW1mCG4WJXxJbZl5tzH{border-top:1px solid var(--newRedditTheme-line);margin-top:16px;padding-top:16px}._11ARF4IQO4h3HeKPpPg0xb{transition:all .1s linear 0s;display:none;fill:var(--newCommunityTheme-button);height:16px;width:16px;vertical-align:middle;margin-bottom:2px;margin-left:4px;cursor:pointer}._1I3N-uBrbZH-ywcmCnwv_B:hover ._11ARF4IQO4h3HeKPpPg0xb{display:inline-block}._2IvhQwkgv_7K0Q3R0695Cs{border-radius:4px;border:1px solid var(--newCommunityTheme-line)}._2IvhQwkgv_7K0Q3R0695Cs:focus{outline:none}._1I3N-uBrbZH-ywcmCnwv_B{transition:all .1s linear 0s;border-radius:4px;border:1px solid var(--newCommunityTheme-line)}._1I3N-uBrbZH-ywcmCnwv_B:focus{outline:none}._1I3N-uBrbZH-ywcmCnwv_B.IeceazVNz_gGZfKXub0ak,._1I3N-uBrbZH-ywcmCnwv_B:hover{border:1px solid var(--newCommunityTheme-button)}._35hmSCjPO8OEezK36eUXpk._35hmSCjPO8OEezK36eUXpk._35hmSCjPO8OEezK36eUXpk{margin-top:25px;left:-9px}._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP,._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP:focus-within,._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP:hover{transition:all .1s linear 0s;border:none;padding:8px 8px 0}._25yWxLGH4C6j26OKFx8kD5{display:inline}._2YsVWIEj0doZMxreeY6iDG{font-size:12px;font-weight:400;line-height:16px;color:var(--newCommunityTheme-metaText);display:-ms-flexbox;display:flex;padding:4px 6px}._1hFCAcL4_gkyWN0KM96zgg{color:var(--newCommunityTheme-button);margin-right:8px;margin-left:auto;color:var(--newCommunityTheme-errorText)}._1hFCAcL4_gkyWN0KM96zgg,._1dF0IdghIrnqkJiUxfswxd{font-size:12px;font-weight:700;line-height:16px;cursor:pointer;-ms-flex-item-align:end;align-self:flex-end;-webkit-user-select:none;-ms-user-select:none;user-select:none}._1dF0IdghIrnqkJiUxfswxd{color:var(--newCommunityTheme-button)}._3VGrhUu842I3acqBMCoSAq{font-weight:700;color:#ff4500;text-transform:uppercase;margin-right:4px}._3VGrhUu842I3acqBMCoSAq,.edyFgPHILhf5OLH2vk-tk{font-size:12px;line-height:16px}.edyFgPHILhf5OLH2vk-tk{font-weight:400;-ms-flex-preferred-size:100%;flex-basis:100%;margin-bottom:4px;color:var(--newCommunityTheme-metaText)}._19lMIGqzfTPVY3ssqTiZSX._19lMIGqzfTPVY3ssqTiZSX._19lMIGqzfTPVY3ssqTiZSX{margin-top:6px}._19lMIGqzfTPVY3ssqTiZSX._19lMIGqzfTPVY3ssqTiZSX._19lMIGqzfTPVY3ssqTiZSX._3MAHaXXXXi9Xrmc_oMPTdP{margin-top:4px} Means following a Fed rate cut, yields on money Market funds very or! 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